Mar 16, 2026
By Sarah Brenner, JD Director of Retirement Education In these turbulent economic times, the headlines are full of news about layoffs. With job loss can come questions about what to do with retirement savings such as your 401(k) plan. A rollover to an IRA may...
Mar 11, 2026
By Andy Ives, CFP®, AIF® IRA Analyst In our Slott Report entry from March 2 (“Fatal Error: Mistakes That Cannot Be Fixed – Part 1,”) we discussed three irreversible mistakes and the negative consequences of each. Despite any repercussions, certain IRA and...
Mar 9, 2026
By Ian Berger, JD IRA Analyst If you made excess deferrals to your 401(k) or 403(b) plan(s) in 2025, you need to correct the error while there’s still time. The deadline is April 15, 2026. If you don’t act before then, you’ll be double-taxed on the excess deferrals....
Mar 5, 2026
By Sarah Brenner, JD Director of Retirement Education Question: Is it wise to designate a grandchild as primary beneficiary for IRA accounts? Answer: You can choose to name whomever you want as your IRA beneficiary. If you want your IRA funds to go to your...
Mar 4, 2026
By Sarah Brenner, JD Director of Retirement Education These days many Americans are still working long beyond what has traditionally been retirement age. This may be by choice or by necessity. If this is your situation, you may be keeping funds in your employer plan...
Mar 2, 2026
By Andy Ives, CFP®, AIF® IRA Analyst When a transactional mistake is made with retirement plan or IRA assets, there is oftentimes a mechanism to correct the error. For example, if too much money is contributed to an IRA, a person can leverage the excess contribution...
